12 SUTRAS FOR MAKING YOU SELF-RELIANT

आपको आत्मनिर्भर बनाने के लिए 12 सूत्र

  • 1

    BORROW ONLY FROM US FOR SELF EMPLOYMENT VENTURES

    Know more about State Channelizing Agencies


    Do you know that we work through State Corporations/agencies for providing general purpose loans/educational loans/training to handicapped persons in our country ...

  • 2

    BECOME A SUCCESSUFL ENTREPRENEUR

    Obtain stipend for your training and assistance for your project


    Do you know that we have scheme of providing training facilities for Persons with Disabilities at our cost. In addition, we provide ...

  • 3

    AVAIL THE UNIQUE SCHEME OF PARENT ASSOCIATION

    Obtain assistance through Association for Mentally Retarded Persons


    Do you know that we have scheme of providing loan to Parents Association of Mentally Retarded Persons to set up an income ...

  • 4

    DON’T GET TRAPPED IN THE CLUTCHES OF MONEY LENDERS

    Obtain assistance from us to meet your small credit needs at your door step


    Do you know that we have scheme of providing loan to the poor handicapped persons in order to free them from the clutches of private ...

  • 5

    IF YOU ARE A WOMAN WITH DISABILITY -- RELY ON US

    Obtain assistance from us to make you self dependent


    Do you know that we have a provision of special rebate of 1% on interest in all our self employment loan schemes to women with disabilities ...

  • 6

    PLAN YOUR SELF EMPLOYMENT VENTURE & FILL UP FORM

    Don’t ignore annexures


    Do you know that we provide low interest loan to finance all the projects for the Persons with Disabilities(lowest in India). In case of ...

  • 7

    DON’T RUN AROUND FOR OBTAINING DISABILITY CERTIFICATE

    Approach the nearest Government Doctor


    As per relaxed procedure for obtaining the Medical Certificate in respect of obvious disabilities, a single Doctor at the level of Primary Health Centres ...

  • 8

    CLIMB UP THE LADDER OF EDUCATION – REACH TO THE TOP

    Avail the benefits of our Education Loan Scheme


    Do you know that we have a specially designed Education Loan Scheme to meet tuition and other fees, maintenance cost, costs on ...

  • 9

    AVAIL THE BENEFIT OF 2500 SCHOLARSHIPS FOR STUDENTS WITH DISABILITIES

    Plan in advance to meet your educational expenses for Professional and Technical Courses


    Under the Scholarship Schemes (Trust Fund), 1000 scholarship are available to ...

  • 10

    EVERY HANDICAPPED PERSON CAN AVAIL THE BENEFIT OF CONCESSIONAL CREDIT (4% TO 8%)

    Approach our Agency through a representative in the District


    If you are a disabled person, you may apply for a loan for self employment ...

  • 11

    DO YOU KNOW THAT WE PROVIDE CONCESSIONAL CREDIT (4% TO 8%) FOR SELF-EMPLOYMENT VENTURES IN MANUFACTURING, SERVICE, TRADE, AGRICULTURE & TRANSPORT SECTORS.

    It includes Handicrafts, PCO, Photostat Machine, Kirane Shop, Purchase of Tractor and Trolley, Poultry/Animal Husbandry and purchase of Jeep etc. ...

  • 12

    RIDDING THE WORRIES OF ARRANGING GUARANTEE

    Obtain a loan from RRBs/Nationalised Banks in our Schemes


    For Self-employment
    For Higher Education ...

Terms & Conditions


Welcome to www.nhfdc.nic.in. This website is owned and operated by National Handicapped Finance and Development Corporation, India, in conjunction with Akal Information Systems, India. Visitors to this website are bound by the following terms and conditions. For the purposes of these terms and conditions, "this website" refers to www.nhfdc.nic.in, which links to various other related websites.

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Access any part of the website;
Print off one copy of any or all of the pages for your own personal reference.


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Copy (whether by printing off onto paper, storing on disk, downloading or in any other way), distribute (including distributing copies), broadcast, alter or tamper with in any way or otherwise use any material contained in the website except as set out under "You may". These restrictions apply in relation to all or part of the material on the website;

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NHFDC may change the terms and conditions and disclaimer set out above from time to time. By browsing this website you are accepting that you are bound by the current terms and conditions and disclaimer and so you should check these each time you revisit the site.


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NHFDC and AKAL may change the format and content of this website at any time.

NHFDC and AKAL may suspend the operation of this website for support or maintenance work, in order to update the content or for any other reason.

NHFDC and AKAL reserve the right to terminate access to this website at any time and without notice.


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If you have a question or complaint about this website, please contact the website administrator.


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These terms and conditions are governed by and to be interpreted in accordance with relevant Indian laws, both substantive and procedural. In the event of any dispute arising in relation to these terms and conditions or any dispute arising in relation to the website whether in contract or tort or otherwise the Indian courts at Faridabad will have exclusive jurisdiction over such dispute.

Shri P. C. Das, CMD ,NHFDC received National Award for the Empowerment of Persons With Disabilities – 2013 Under Category BEST ACCESSIBLE WEBSITE (PSUs/Local Bodies) from Hon'ble President of India, Shri Pranab Mukherjee on 3rd Dec. 2013

  • Concessional Credit for Self-Employment

    1.  Interest rate 5-8%p.a.
    2.  Loan upto Rs.25 Lakh.
    3.  Loan for Self-Employment, education and training are available to handicapped persons.
  • Education Loan for Higher Studies

    1.  Interest rate 4%p.a.
    2.  Upto Rs.10 lakh for studies in India.
    3.  Upto Rs.20 lakh for studies in India.
  • Become a Successful Entrepreneur

    1.  100% Grant to training Institutions for Skill training to Handicapped persons.
    2.  Also stipend of Rs 2000/- per person per month.
  • Loan For Vocational Studies

    1.  Concessional loan upto 2 lakh.
    2.  Interest rate 6%p.a.
    3.  Auto cad, Web Desigining, Computer Software/Hardware Courses, Office Management and Secretarial Course etc.
  • Loan for Purchase of Assistive Devices

    1.  Loan upto 5 lakh.
    2.  Interest rate 6%p.a.
    3.  Assistive Devices including retrofitted devices.
  • Loan for Developing business premises

    1.  Loan upto 3 lakh.
    2.  Interest rate 6%p.a.
    3.  Own or leased land.
  • Loan to NGO's for their Capacity Expansion

    1.  Loan upto 5 lakh.
    2.  NGO should be working in the area of disability.
    3.  The capacity expansion on behalf of group of PWD's.
  • Handholding Support To Institutions for PWDs

    1.  Grant upto Rs 1000/- per PWD.
    2.  Information, support, guidance to PWDs for obtaining loan.
    3.  Grant available to institutions empanelled with NHFDC only.
  • 2500 Scholarship for Student with Disabilities

    1.  Scholarship for Professional and Technical courses.
    2.  For Graduate and Post Graduate Courses.
    3.  Covers admission fee, Tution fee, Maintenance allowance, Hostel fee.
    4.  Income not more than 3 lakh p.a respectively for two types of scholarship.