12 SUTRAS FOR MAKING YOU SELF-RELIANT

आपको आत्मनिर्भर बनाने के लिए 12 सूत्र

  • 1

    BORROW ONLY FROM US FOR SELF EMPLOYMENT VENTURES

    Know more about State Channelizing Agencies


    Do you know that we work through State Corporations/agencies for providing general purpose loans/educational loans/training to handicapped persons in our country ...

  • 2

    BECOME A SUCCESSUFL ENTREPRENEUR

    Obtain stipend for your training and assistance for your project


    Do you know that we have scheme of providing training facilities for Persons with Disabilities at our cost. In addition, we provide ...

  • 3

    AVAIL THE UNIQUE SCHEME OF PARENT ASSOCIATION

    Obtain assistance through Association for Mentally Retarded Persons


    Do you know that we have scheme of providing loan to Parents Association of Mentally Retarded Persons to set up an income ...

  • 4

    DON’T GET TRAPPED IN THE CLUTCHES OF MONEY LENDERS

    Obtain assistance from us to meet your small credit needs at your door step


    Do you know that we have scheme of providing loan to the poor handicapped persons in order to free them from the clutches of private ...

  • 5

    IF YOU ARE A WOMAN WITH DISABILITY -- RELY ON US

    Obtain assistance from us to make you self dependent


    Do you know that we have a provision of special rebate of 1% on interest in all our self employment loan schemes to women with disabilities ...

  • 6

    PLAN YOUR SELF EMPLOYMENT VENTURE & FILL UP FORM

    Don’t ignore annexures


    Do you know that we provide low interest loan to finance all the projects for the Persons with Disabilities(lowest in India). In case of ...

  • 7

    DON’T RUN AROUND FOR OBTAINING DISABILITY CERTIFICATE

    Approach the nearest Government Doctor


    As per relaxed procedure for obtaining the Medical Certificate in respect of obvious disabilities, a single Doctor at the level of Primary Health Centres ...

  • 8

    CLIMB UP THE LADDER OF EDUCATION – REACH TO THE TOP

    Avail the benefits of our Education Loan Scheme


    Do you know that we have a specially designed Education Loan Scheme to meet tuition and other fees, maintenance cost, costs on ...

  • 9

    AVAIL THE BENEFIT OF 2500 SCHOLARSHIPS FOR STUDENTS WITH DISABILITIES

    Plan in advance to meet your educational expenses for Professional and Technical Courses


    Under the Scholarship Schemes (Trust Fund), 1000 scholarship are available to ...

  • 10

    EVERY HANDICAPPED PERSON CAN AVAIL THE BENEFIT OF CONCESSIONAL CREDIT (4% TO 8%)

    Approach our Agency through a representative in the District


    If you are a disabled person, you may apply for a loan for self employment ...

  • 11

    DO YOU KNOW THAT WE PROVIDE CONCESSIONAL CREDIT (4% TO 8%) FOR SELF-EMPLOYMENT VENTURES IN MANUFACTURING, SERVICE, TRADE, AGRICULTURE & TRANSPORT SECTORS.

    It includes Handicrafts, PCO, Photostat Machine, Kirane Shop, Purchase of Tractor and Trolley, Poultry/Animal Husbandry and purchase of Jeep etc. ...

  • 12

    RIDDING THE WORRIES OF ARRANGING GUARANTEE

    Obtain a loan from RRBs/Nationalised Banks in our Schemes


    For Self-employment
    For Higher Education ...

SRMS

Scheme for Rehabilitation of Manual Scavengers (SRMS)

 

 

Self Employment Scheme for Rehabilitation of Manual Scavengers (SRMS) was approved by the cabinet on 28.12.06, as a successor scheme to National Scheme for Libration & Rehabilitation of Scavengers (NSLRS). The Ministry of Social Justice & Empowerment (MSJ&E) entrusted the implementation of SRMS in NCT of Delhi to NHFDC. NHFDC implemented the scheme with the help of its State Channelizing Agency in Delhi i.e. Delhi SC/ST/OBC Minorities Handicapped Finance Development Corporation (DSFDC). The main components of the scheme are skill training and financial assistance (loan and subsidy) for self employment, as per details as given below:-

i. Skill training for a period upto one year, with payment of stipend @ Rs. 1000 per month.

ii. Loan at concessional rate of interest for self employment projects costing upto Rs. 5 lakhs- provision of interest subsidy to provide for the gap between the banks rate of interest and the rate of interest provided under the scheme (4-6%).

iii. Capital subsidy @ 50% of the project cost, for projects upto Rs. 25000/- and @25% for projects above Rs.25000 with a minimum of Rs. 12500/- and maximum of Rs. 20000/-.

   

1085 Manual Scavengers have been identified by DSFDC (as per the Survey report submitted by Department of Social Work, Delhi University on August 2007) for training and self employment scheme for rehabilitation.

   
District wise details of Manual Scavengers in Delhi the details are
   
District No. of Scavengers  Percentage
New Delhi 0 0%
Central Delhi 0 0%
North Delhi 9 0.82%
North-West Delhi 28 2.58%
West Delhi 2 0.18%
South Delhi 0 0%
East Delhi 240 22.14%
North East Delhi 806 74.28%
South West Delhi 0 0%
Total 1085 110%
   
   

Status of implementation of SRMS in Delhi

 

 

a) Total target Group at the beginning of SRMS 1085
b) Achievement as on 31.03.10 (Total no. of scavengers provided loan) 537
i) Scavengers provided Loan only (released by Banks) 467
ii) Scavengers provided Loan & Training 70
c) Scavengers out of the 1085 who could not be covered due to various reasons. 548
i) Scavengers traceable but refused in writing to avail any facility under SRMS. 211
ii) Scavengers whose address not found. 65
iii) Scavengers who have shifted from the address in the survey list and not traceable 71
iv) Scavengers who are not responding to the requests of the DSFDC officials and letters 7
v) Scavengers who are reportedly out of station since long time. 2
vi) Scavengers who died. 6
vii) No. of beneficiaries who received training but not interested to avail loan 13
viii) Application rejected by banks with due to various reason 173
  Total 548



Number of Training programmes : 5 Batches

S/N Name of Training Name of the Institute Total No. of Scavengers

Date of Training

1 Garment Constn. Course Apparel Design Training Centre 39 24th March to 28th July (completed)
2 -Do- Apparel Design Training Centre , Sanskar Ashra, Dilshad Garden 32

2nd July

(completed on 5.11.08)
3 Beautician

National Small Industries Corporation

30

2nd July

(completed on 5.11.08)
4 Electrician

National Small Industries Corporation

08

2nd July

(completed on 5.11.08)
5 Garment  Constn. Course Apparel Design Training Centre 09

16th September,08

(completed in Jan 2009)
      118*  

*only 100 completed the courses, 18 were drop-outs

**NHFDC is continuous monitoring the scheme through field inspection of assisted scavengers.


Database of SRMS Beneficiaries

Shri P. C. Das, CMD ,NHFDC received National Award for the Empowerment of Persons With Disabilities – 2013 Under Category BEST ACCESSIBLE WEBSITE (PSUs/Local Bodies) from Hon'ble President of India, Shri Pranab Mukherjee on 3rd Dec. 2013

  • Concessional Credit for Self-Employment

    1.  Interest rate 5-8%p.a.
    2.  Loan upto Rs.25 Lakh.
    3.  Loan for Self-Employment, education and training are available to handicapped persons.
  • Education Loan for Higher Studies

    1.  Interest rate 4%p.a.
    2.  Upto Rs.10 lakh for studies in India.
    3.  Upto Rs.20 lakh for studies in India.
  • Become a Successful Entrepreneur

    1.  100% Grant to training Institutions for Skill training to Handicapped persons.
    2.  Also stipend of Rs 2000/- per person per month.
  • Loan For Vocational Studies

    1.  Concessional loan upto 2 lakh.
    2.  Interest rate 6%p.a.
    3.  Auto cad, Web Desigining, Computer Software/Hardware Courses, Office Management and Secretarial Course etc.
  • Loan for Purchase of Assistive Devices

    1.  Loan upto 5 lakh.
    2.  Interest rate 6%p.a.
    3.  Assistive Devices including retrofitted devices.
  • Loan for Developing business premises

    1.  Loan upto 3 lakh.
    2.  Interest rate 6%p.a.
    3.  Own or leased land.
  • Loan to NGO's for their Capacity Expansion

    1.  Loan upto 5 lakh.
    2.  NGO should be working in the area of disability.
    3.  The capacity expansion on behalf of group of PWD's.
  • Handholding Support To Institutions for PWDs

    1.  Grant upto Rs 1000/- per PWD.
    2.  Information, support, guidance to PWDs for obtaining loan.
    3.  Grant available to institutions empanelled with NHFDC only.
  • 2500 Scholarship for Student with Disabilities

    1.  Scholarship for Professional and Technical courses.
    2.  For Graduate and Post Graduate Courses.
    3.  Covers admission fee, Tution fee, Maintenance allowance, Hostel fee.
    4.  Income not more than 3 lakh p.a respectively for two types of scholarship.